Individual Retirement Account (IRA)
An IRA offers an economical way to save for your retirement by allowing you to invest without paying taxes on the earnings until you begin to make withdrawals. And your deposits, depending on your circumstances, may be tax-deferred. An FTWCCU IRA account typically earns dividends at the highest rate you'll find anywhere. Terms range from 1 to 5 years. We also offer an IRA Passbook account with no maturity date (perfect for direct deposits). IRA accounts are insured separately to $250,000 by the National Credit Union Administration (NCUA).