Real Estate

We offer a variety of real estate loan options for every stage and style of life. With flexible term options and competitive rates to give you the widest range of choices.

Home Mortgage

Finding the right home for you and your family can be stressful. Let us help with a low-interest mortgage and predictable payments. Get pre-approved and secure a great rate. We have competitive rates and you can apply online at anytime. Apply Now or Just Check our Rates!
                Available Options:
  • 10, 15, 20, and 30 year fixed rate terms
  • FHA, VA and Conventional Loans

Home Equity Line of Credit (HELOC)

 Access the equity in your home with a HELOC. You can use and re-use your available line of credit as often as you need without having to reapply. Our variable rate HELOC loan is available on your primary home located within 100 miles of Tarrant, Denton, or Parker County. You can borrow up to 80% of the home’s fair market value. We make it easy for you to access the amount you need, when you need it. Simply, visit any FTWCCU Office to “draw” from your available credit (minimum $4,000). View Disclosures or Apply Now!


Home Equity

Use the equity in your home for whatever you need – home improvements, debt consolidation or a vacation – at a highly competitive rate. You can borrow up to 80 % of the fair market value of your home. We offer first and second lien home equity loans. This is a Fixed Rate Loan. View Disclosures or Apply Now!

QuickFix Home Improvement

This loan is perfect for your home improvement projects – remodel the kitchen, add a new pool or any other permanent home improvements. Borrow up to $100,000 at a competitive rate. Closing costs may apply.  View Disclosures or Apply Now!
Secured Quickfix Loan
  • $300 Loan Processing fee.
  • Closing costs of $400.00 - $900.00 may apply.  Applicant is responsible for all fees once the loan has been processed and approved.
  • Secured QuickFix loans required regulatory waiting periods:  There will be a five (5) day waiting period after the application is received before the loan closing.  There will be a three (3) business day wait after the closing loan documents have been signed before the loan proceeds can be disbursed.  All loan closings will be held at a FTWCCU office.  This is a Fixed Rate loan. 

Home Mortgage Disclosure Act Notice:

The HMDA data about our residential mortgage lending are available online for review. The data shows geographic distribution of loans and applications; ethnicity, race, sex and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the consumer Financial Protection Bureau’s Website (