- 10, 15, 20, and 30 year fixed rate terms
- FHA, VA and Conventional Loans
Home Equity Line of Credit (HELOC)
Access the equity in your home with a HELOC. You can use and re-use your available line of credit as often as you need without having to reapply. Our variable rate HELOC loan is available on your primary home located within 100 miles of Tarrant County and the interest may be tax deductible.* You can borrow up to 50% of the home’s fair market value. However, the total of all loans against the property may not exceed 80% of the home’s fair market value, up to a maximum of $200,000. We make it easy for you to access the amount you need, when you need it. Simply, visit any FTWCCU Office to “draw” from your available credit (minimum $4,000). You may pay “interest only” during your 10 year “draw” period. Once the “draw” period ends, your payments will be extended out over another 10 years. View Disclosures or Apply Now!
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Home Mortgage Disclosure Act Notice:
The HMDA data about our residential mortgage lending is available for review. The data shows geographic distribution of loans and applications; ethnicity, race, sex, and income of applicants and borrowers; and information about loan approvals and denials. To request a copy of this data regarding your metropolitan statistical area, write to:
Fort Worth Community Credit Union
P.O. Box 210848
Bedford, TX 76095
*Consult a tax advisor regarding the deductibility of interest.