Low Rate Credit Card

You’ve found the best low rate credit card you can carry in your wallet. You’ll enjoy a 6 month introductory rate of 7.9% APR* and never an annual fee. Want to payoff other credit card debt and add it to your new card? We can make that happen and do it for FREE! Simply complete the “balance transfer” section on your application and we’ll do the rest.  
It’s all about the BENEFITS . . .
  • 24 hour account access 
  • Online statements and payments
  • No annual fees - EVER
  • Free anytime balance transfers – Everybody else charges you at least 3% but not FTWCCU
  • Non-variable rates – so no up and down interest rate changes
  • Continuous fraud monitoring for FREE
  • World wide convenience
  • You choose the card that’s right for you – Mastercard Platinum or VISA Platinum


Credit Card Agreement

Credit Card Disclosure

Report a Lost or Stolen Credit Card
To report a lost, stolen or damaged credit card, call the Credit Union immediately at
(800) 817-8234 or after hours, call (800) 442-4757.
*After the 6 month introductory rate ends, your rate will convert to a non-variable rate of 9.9% - 13.9% APR. The introductory rate does not apply to share secured credit cards.